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VA Home Loan
Education and Guidance

Learn how the VA Home Loan benefit works, who may be eligible, and what to expect during the homebuying process.

VTS provides education and trusted resources.

VTS is not a lender, mortgage broker, real estate company, or housing counselor.

THREE WAYS AUSTIN CAN HELP

During Every OSHA 10 Class

Austin Yeagle provides a VA Home Loan education briefing during every VTS OSHA 10 class.
Learn the basics of the benefit and how it can help you achieve your homeownership goals.

By Phone or Email

Have questions about eligibility, Certificates of Eligibility, or the homebuying process?
Austin is available by phone or email to provide education and guidance.

One-on-One Zoom Appointment

Need more time to discuss your situation? Schedule an individual Zoom appointment with Austin for personalized education and answers to your questions.

Understand the VA Home Loan Benefit

KEY VA HOME LOAN BENEFITS

  • No down payment in many cases (subject to lender approval, entitlement, and property requirements)
  • Competitive interest rates
  • Limited closing costs
  • No private mortgage insurance (PMI)
  • Assumable to qualified buyers
  • Reuse your benefit
  • Backed by the U.S. Department of Veterans Affairs

Subject to entitlement and VA guidelines.

WHO MAY BE ELIGIBLE

You may be eligible for a VA Home Loan if you are:

  • An eligible surviving spouse
  • A National Guard or Reserve member with qualifying service
  • An Active Duty service member
  • A Veteran with an honorable discharge

Eligibility is based on VA requirements, lender guidelines, and entitlement. Not all applicants will qualify.

WHAT YOU WILL LEARN

  • Basic VA Home Loan eligibility
  • How to request a Certificate of Eligibility
  • No-down-payment benefit and limitations
  • Funding fees and possible exemptions
  • Occupancy requirements
  • Credit, income, and lender qualification
  • Closing costs and property requirements
  • Reusing the VA Home Loan benefit
  • Questions to ask lenders and real estate agents
  • Common mistakes to avoid

AUSTIN YEAGLE

VA Home Loan Education Specialist | Mortgage Broker |
Marine Reservist | VTS Volunteer

Austin Yeagle, a Marine Corps veteran and VTS volunteer, provides education and guidance about the VA Home Loan benefit.

He helps veterans and service members understand how the benefit works, including eligibillity, Certificates of Eligibility, financing basics, occupancy requirements, funding fees, and the questions to ask before choosing a lender or real estate professional.

Call or Text

(619) 787-4261

Email

austin@veteranstransitionsupport.org

Zoom Appointment

Available by request

THE HOME LOAN PROCESS - OVERVIEW

  • Check your eligibility and entitlement.
  • Obtain your Certificate of Eligibility (COE).
  • Choose a lender and get pre-approved.
  • Find a home that meets VA requirements.
  • Close the loan and move into your new home.

QUESTIONS TO ASK BEFORE CHOOSING A LENDER

  • Are you experienced with VA loans?
  • What are your rates and fees?
  • How long does the loan process take?
  • What documents will I need?
  • Are there any costs I should expect that are not covered by VA?

Free VA Home Loan Briefing

Austin provides a free 45-minute VA Home Loan education briefing to select VTS training dates.
11:30 AM-12:15 PM PT
Learn about eligibility Certificates of Eligibility, funding fees, the homebuying process, and questions to ask before choosing a lender.

View Upcoming VA Home Loan Briefings
Explore More VTS Programs
OFFICIAL VA RESOURCES

VA Home Loans Overview

va.gov/housing-assistance/

Request a Certificate of Eligibility (COE)

va.gov/housing-assistance/

Find a VA-Approved Lender

va.gov/housing-assistance/

VA Home Loan FAQ

va.gov/housing-assistance/